Financial education is an issue that unfortunately is not listed in most of the curriculums of traditional education. If parents wish to prepare their children in the area of finances, they have to do it without the help of educational establishments. Many parents are not even aware of this great vacuum in the education of their children and are confident that they will learn to manage the money on their own when they become adults. Unfortunately, statistics show that this does not happen automatically, as we would like to assume. If nobody cares to teach them, our children will be illiterate in the financial area. Today the State of youth the alarming debt. According to a survey of INJUV (National Youth Institute), more than half of the Chilean youth between 15 and 29 years has debts and 57% of them are behind on payments.
It is not a very encouraging figure when financial education it comes. The need to prepare our young people so that they can handle the money with success in her adult life, is in sight. They have to learn to live according to a budget, have the habit of saving, and they should have basic knowledge of investment that will allow them to multiply its resources. However, even parents who are aware of this great need in the education of their children, are confronted with another obstacle: the lack of interest of their children by topics related to money. What to do if their children are not interested in finance? Many parents write to me and ask me this question. They are parents who have recognized the importance of fostering the skills of money management in their children, but, in practice, do not know how to do it. Finances are an issue that seems to be unattractive to our children. Outside of spending money on its delights, does not seem to merit greater dedication of time.