Does not include pension funds and most forms of direct insurance. For them, insurance supervision with strict investment rules ensures the continued existence of the ability to pay. The insurance covers both claims both one-time and ongoing services from a company pension. The claim for inflation adjustment is not secured. This automatic increase of operating pension payment after adjustment review of section 16 but not obligation shall only for employers, for PSV. So basically, the occupational pension scheme established by the PSV remains unchanged during the entire period.
There is also a maximum amount of claim: A claim for ongoing performance against PSV is a month not more than three times of the applicable at the time of the first due monthly base according to 18 of the social security code (SGB IV) fourth. This is 2009 in the new countries of 2.135,-and in the old countries 2.520,-. This upper limit mind you applies to employer-funded pension plans as well as for remuneration conversion plans. It is considered also absolute upper limit for insolvency security benefits from several commitments made by the employer-funded or pay transformation commitments. When there is a fuse? A fuse is when is opened insolvency proceedings against the assets of the employer, is been rejected the request for opening of the insolvency proceedings for lack or PSV has agreed to an out-of-court comparison of employer with its creditors to stave off insolvency proceedings. So only the case of the insolvency of a company affects the loss of insurance, and the obligation of the PSV for the pensioners of the operation begins with the month following on the fuse. Are companies in economic difficulties pensions once or several times not paid, without that the insolvency proceedings, is initially not a fuse.
First when, after months payment defaults in the occupational pensions, if finally the insolvency proceedings, pays the PSV. Then also retroactively up to 12 months prior to the bankruptcy. The insolvency administrator or the employer are required by the Act to report all necessary data of the pension the PSV in the event of insolvency. About three months later the payment of pensions by the PSV will resume then. This time needs to their individual pension rights to check the PSV and usually cause the payment record. Who buys the insurance? The insurance will be completed by the employer. It is shall a compulsory insurance according to 10 for all employers who either themselves or through one of the above named institutions have promised benefits for occupational retirement provision. Who is protected? Secured supply receivers are (pensioners) and scheme members with unverfallbarer entitlement. Scheme members are workers, former workers or Persons with a similar contractual relationship, the old-age, survivors or disability care services have been said to. For (co-), entrepreneur generally does not exist the backup. E.g. entrepreneurs, freelancers, personally liable partners (in particular shareholders and OHG shareholder), and majority shareholder of a corporation apply as such. Entitlements are secured, shall pursuant to 7 para 2 just before bankruptcy if they are vested under paragraph 1b shall. Fall for occupational retirement provision means that an employee in circumstances with the end of all employment loses his rights from the pension contract. By vesting is on the other hand, if an entitlement to post-employment benefits upon termination of employment. If the workers own reward has transformed into a pension, is always vesting. Other commitments the vesting of itself after the age (completion of the 30th, ab 2009 of 25 years) and the minimum five-year anniversary of the pension commitment.
Really an end to the legal uncertainty for freelancers, self-employed and assisting family members? It comes again to difficult delimitation cases, whether self-employment or paid employment. Specially in the social security the consequences are noticeable, because the self-employed has basically even to take care of, the employee’s duty member in the social security systems. By the law for the promotion of self-employment SGB IV has been introduced with 7a the status determination procedure definition of self-employed persons – employees the law defines as employment not independent work, especially in employment. Evidence for employment are for example an activity according to instructions and an inclusion in the organisation of the work of the Authority’s. Evidence for self-employment are a wide variety of clients, a stand-alone (entrepreneurial) decision-making in contrast about shopping and selling prices, the recruitment of staff, the use of capital or own machines, the implementation of promotional measures. The characteristics of for or against an employment are not very reliable and so it is common, that due to a false assessment contributions must be paid upon, or that over years social security amounts have been paid, will be found in paid but that there is even no insurance protection. By the law for the promotion of self-employment the status determination procedure is therefore introduced with the 7a SGB IV. At the German pension insurance of federal-style Clearinghouse has to decide whether a dependent employment or self-employment is on request.
Clients and contractors and employers and workers can apply for this status determination procedure, officio it is initiated if a member of the employer for one activity will be logged, or a managing partner of a limited liability company to be registered. This procedure is intended to prevent in particular questions related to the so-called bogus self-employment and thus possible contribution arrears. Provided the request for status determination of activity namely within one month after recording and the German notes versicherungspflichtiges employment insurance federal insurance duty occurs only with the notification of the decision.
Experience as a professional copywriter clients and target groups of freelance copywriter and direct mail specialist Munich enthusiastically Jens Pichl, WINS for its clients new customers in the chord. Inspiring Werbebriefen, mostly for entrepreneurs, freelancers and entrepreneur, he effectively increases revenue and contributes to the success of the company. Thus he became an expert in direct marketing and results are immediately measurable, as otherwise no other promotion his commercials. Even advertising agencies benefit from his commercials. When the time presses and the capacity is exhausted, he jumps like into the breach as a professional copywriter. Many orders can be met this time.
Agency heads do appreciate the free copywriters so. Customer loyalty and customer reactivation with each letter, your company leaves next to the customer acquisition can sales letter be reactivated customers with direct mailings and continue to bind the company. Each letter, which leaves the company, is a Sales letter. In invoices and reminders will be informed about special offers or new product developments. The advertising copy on transaction documents are short, concise, and user-oriented. The text optimization help before the GAU of super fast as of trained copywriter is washed with all waters Jens Pichl. His teacher has the mailing lyricist from Munich equipped with insider knowledge, that even within a very short time in copywriting can help clients. Often, a text optimization, which makes the sales letter yet successful enough then due to time constraints.
What distinguishes the Munich copywriter from other writers In the mother land of mailings and advertising copywriter you know it already: long sales letters sell demonstrably better. This is also the approach of the direct mailing specialist in Munich and distinguishes his lyricist colleagues. In multi-page Werbebriefen he informed in detail and thus win the trust of the reader. Benefits and advantages are presented very appealing as it can succeed in any German standard mailing. However, this is only a fraction of its success recipe. With a voltage arc pages and emotions waking, he has conquered the heart of so many readers. If you would like to cooperate in the future with a free copywriter or are unhappy with your advertising agency, then learn about his secrets in a personal conversation with the mailing experts from Bavaria. About the lyricist of trained nurses and specialist in the social and health services has as a career changer direct marketing over 3 years ago and discovered the advertising copy for themselves. Countless books, newsletters, online seminars, as well as the 15-month-compact course trained him advertising copy from the Publisher for Deutsche Wirtschaft AG to, what he is today. A sought-after expert on winning strong selling sales letters. On the Internet at can consult extensively about his services.
There are many vacancies as a promoter at myVIPdeal two months after the bargain Portal myVIPdeal has launched its new partner program in the life, it pulls so far positive balances from it. To animate more and more providers to adjust their discounted offers on, operators continue to force the partner program with weekly job postings for free promoter. Jonas Samuelson is full of insight into the issues. The portal to win strong partners, who bring the promotional material designed by myVIPdeal to entrepreneurs in the vicinity of their place of residence. If successful the partners receive not only a unique participation but be involved a whole half a year from the acquired provider registration via their affiliate number with a Commission in the amount of 10% of myVIPdeal revenues whose sales. So a single advertising flyer, which ends up in the right place, flush regularly partner transactions on the account of the advertiser. And even a single flyer has the potential to bring several hundred to thousand euros.
myVIPdeal his philosophy lives again absolute win-win situations quite specifically above. The concept of the myVIPdeal partner program is rounded off by the referred party receives a credit in the amount of 5.00 on his first statement when he enters his veteran partner number at registration. Thus, incentives are available for all stakeholders to participate in the partner program and on the portal itself. For the partner program, everyone can look whether entrepreneurs or private citizen clerk at apply for jobs.
Wilson, for any organization to be able to respond to the changes should include being aware of everything happening around them, so it is vital to listen to your customers, look closely monitor their competitors and markets in-depth , having before it the means to interpret all the information it produces, but decisions could be affected if the people responsible for the different processes shown unmotivated, under-performing or working on things does not focus so adequate, a situation that can be corrected through the implementation of projects of high motivation as “self-tracking teams” Parlad on the subject provides that a strategy to use is not nothing but the revolution itself and as such, is not always well appreciated or used by administrators and managers themselves, for which he cites as an example that in most organizations , many of the managers are resisting the process of change negatively, while the people he meets at other levels and closer to new technologies, customers and competitors can significantly help in formulating strategy corporate, molding with an amalgam of visions she favors the idea of consensus and pushing change Conclusion The organizational changes should not be left to chance or to the inertia of custom, less to chance, must be planned properly. The diagnosis of Venezuelan management should know the effects that can generate the changes and how to confront him so that the people involved in it give the possibility to generate the expected responses and to avoid the most resistance to change that does not favor the organization, or the same people. Management may rely on the contributions willing Organizational Development, which is concerned to understand and systematize the behavior of individuals to cope and manage in better shape changes and overcome resistance resulting in individuals and groups coexisting. R. Beckhard Bibliography (1992) Changing the Essence: The Art of Creating and Leading Fundamental Change in Organizations
It is believed that the first time the idea of credit cards was launched in 1880 in a book by Edward Bellamy's 'Looking Back'. However, his theory was put into effect only in 1914, known by Mobil Oil. In modern life, the presence of a bank account no surprise, but the principle of the now familiar plastic cards each person. However, this method of payment systems has experienced a rather long way of evolution, before becoming a modern means of electronic payment. The idea of creating plastic cards It is believed that the first time the idea of credit cards was launched in 1880 in a book by Edward Bellamy's 'Looking Back'. However, his theory was put into effect only in 1914, known by Mobil Oil (better known as the General Petroleum Corporation of California). As of today, the company then engaged in petroleum and used cards of its own production at payment transactions. Commodity cards were made of cardboard with a written or embossed data.
The first prototypes of plastic cards were issued in 1928 by Boston-based Farrington Manufacturing. They were given the most important and reliable customers, and are metal plates embossed with the data. Card is inserted into , , . Within a decade, the new map has undergone changes that took place the search for new forms and materials. Only in the 60's had the first a plastic card with magnetic stripe. Then another ten years later in 1975, was born on a plastic card with electronic memory.
At the beginning of online games Darkorbit you have to choose one of three races. Swing and gain experience, honor, minerals, currency, tighten your spaceship to buy additional ships. According to Jonas Samuelson, who has experience with these questions. As the diversity of the game time in an online game available Darkorbit dozens of interesting quests to help you be able to pump itself, but also receive credits and valuable resources. Beside the pile of interplanetary life forms Darkorbit offers you a PvP mode. Ability to destroy precisely the same line of players online as you are. Call your friends and trigger the ambush in enemy territory. The game has a function to set your clan.
Resource support to make the rest of your clan. Online Game Dark Orbit – An interesting and addictive action game in real time, which was the site of a long pastime for hundreds of thousands of newly registered and experienced gamers. The game takes us to near future, during the bloody wars of the world. Create 3 subgalakticheskie Corporation, a brutal struggle for resources and spheres of influence over the universe. The second millennium marked bloody consequences several revolutions have taken place worldwide, and intergalactic battles .. After the warrior planet Earth is on the verge of biolgicheskoy, economic and social catastrophe, humankind need to find further ways to salvation in cruel conditions. All hope to open next to our celestial Venus and Mars, which are found necessary resources needed for life to the people of Earth resources.
But the eternal truth "to survive" a red line through the entire epic expansion of neighboring planets, and the harsh laws of survival rise to new clashes between rival corporations. These initial economic structure, the environment and its interaction acute competition turned into military power with a powerful intergalactic military forces. In fact the ships and pilots will take an active part in this cosmic war. They pass on the way graduate pilot to full-grown space pilot. Space is fraught with a myriad of dangers in the form of opposing ships other corporations angry alien forms with different galactic wickedness. Even though that Darkorbit all still belongs to a class browser-based online games, and requires no installation, download large additions, the company has developer due to the newest innovations implemented the players do not standard version of browser game, but a completely new quality in real-time action. Gamers do not simply direct their intergalactic spaceship, it is visually watch the movement of the ship, load on your side essential minerals, to engage in battle with the enemy. But the enemy does not sleep and in real time will show you all its missile strength, experience and ability to fight. In addition to the destruction of the enemy in a dull Dark orbit is interesting system to create groups of players, whose members come together to fight a common enemy. Also in DarkOrbit can use one of the fifteen combat shuttles, and use a huge arsenal of weapons available. Applying their combination of guns, a type of the space shuttle, and the clan community of online players are able to achieve excellent results, and to accumulate huge amounts of knowledge.
Leaders, when assuming command position, become bad managers of people. The knowledge technician is important, however, represents only one parcel of the necessary abilities to the managers. The authentic leader needs to study, to understand and to practise some essential abilities. Below they follow the TWELVE ESSENTIAL ABILITIES FOR the MANAGEMENT OF PEOPLE: 1 – Cooperation and mutual confidence. Leaders observe its collaborators and take care of so that she has cooperation. Educate yourself with thoughts from Howard Schultz. When detecting some inadequate behavior, immediately the MANAGER must intervine.
Inadequate behaviors must be corrected by means of a direct, clear and objective boarding. The confidence mainly on the part of the led ones does not go to occur if the leader does not place of form impartial and joust, and not previlegia one or another preferring that many times only arrive the prominence position because counts on the strong support of the leader. Some situations that occur with some leaderships generate an environment of insatisfaes and frustrations provoking great desgate for the corporative environment. 2 – Taking of decision where the ability exists. The changes must be prepared and be executed since that if it assures that the essential abilities exist. Some employees are more analytical, others are generalistas. In the professional environment functions exist that require specific profiles and the bad leader can not have perception to understand the profiles of the employees and the necessities of the functions, being able implying in the comprometimento of the results. Not rare we find situations where a collaborator is promoted for the incompetence. For example: a good salesman can be a bad manager, or can occur the case of a promotion if give before a necessary period of preparation, that is of precipitated form. Some decisions require ample evaluation, studies of scenes, detailed economic studies, however we find companies who add enormous losses for decisions taken without the necessary evaluation, in these cases the losses will be natural consequncia.
The silverware in Spain. The difference between silver, silver or gold, and silver plates incorporated into an object. There was a debate in Spain in relation to articles of silver and those who, usually from other countries of the European environment, or Asians come to Spain and have the appearance of silver because they are coated, soldiers or just feature a silver foil, the latter are those in other countries are referred to as "silver laminate or bilaminate" and that Spain can not have that name because the word silver reserves, legally, those items are actually silver and not only incorporate a sheet of this precious metal. Any object can be marketed provided that it is perfectly clear and defined what is sold and what is purchased. Articles that include a silver plate over resin, aluminum, steel or other material other than silver and that is not "essential to its use," according to the current regulations are not objects of silver and therefore price, in relation to volume, weight and size of the object, is less Thus, the buyer can find an article that even keep a "contrast or mark" of 925 thousandths of silver and apparently by the dimensions of this product appears to contain more silver than other products, however, the price is less than or similar to this one.
Why can this happen? The answer is simple, the smaller product may be real silver while the more apparent or can contain only one large sheet of silver. The legal term "essential for use" means, for example, a silver frame, contrasted with the law of the alloy that certifies the quality mark of the Spanish State, it needs a software wood and glass. Such an object is sold as an article of silver. However, as silver is prohibited to the same frame with the elements described which adds another element to which sealed, by any mechanism, silver foil with a thickness determined. 1 .- You can market anything on the market but do not endanger the health and consumer safety and meets the legal requirements laid down in special legislation and the resulting extra to it. 2 .- There can be marketed as silver objects, those objects that incorporate a layer of silver on a different basis to silver, to mislead.
It is interesting to recall the main functions of mass media on the occasion of the necessary re-registration or registration of mass media for certain purposes. Usually there are four areas of the media. Conventionally they are divided into social, political, spiritual and economic idealogicheskuyu. In the social sphere, the main role is given to processing and storing of information gathering it from historically reliable sources. Quality distribution and dispatch information to certain social groups come to the fore. On the economic role of the media to the quality of the goods and is part of the production system.
For ideological institutions media perform upbringing and educational functions. It is worth noting some of the manifold functions of the media in various fields. The role of journalism is shown very clearly managerial, as the fourth power in society. Here predominant function of communication and networking, which is considered the original function of journalism. Discussion related to efforts to influence directed at the philosophical foundations of consciousness.
Is motivation of behavioral acts. Media pretend to be one of the cultural institutions of society. Smee well contribute to the comprehensive development of man and the spread in the social life of high cultural values. Smee is a storehouse of records samples of world culture. Great is the role of media in the dissemination of reference and advertising information for different audiences. Recreational role is to place the material on entertainment and for stress relief. Journalism processes information that allows it to be a commodity to satisfy a human need or. Function is used to collect, store and edit information. The formation of any function is the subject and the general subject in relation to journalism is community. At first place there is agitation and propaganda to keep the government separate social structures. Social actors of this type of use, even the creative function. This allows journalists, performing professional duties, to use the media for their own benefit. The huge role of the media is live on television and the Internet meetings of congresses and sessions of parliament. Publication of regulations and legislation with the practice of reporting on their applications in different regions. Here, the function Journalism appears to assess the current event. For successful registration of mass media use the services of specialists. Previously you need to select the function of the future media. They may be corporate, humanitarian and political. I look forward to the discussions examples of successful online publishers.