Frankly, the topic of complex and demanding. For ours, the domestic investor – very painful. After our shock, "pyramid" created by financial crooks, defaults and monetary reforms are very difficult to expect trust the banking system. Every now "blows water", for fear of giving their money into the wrong hands. Do not tempt our man in the street or a high interest rate, or bonds, or mutual funds … Read more here: Marc Lautenbach. Reliable, says Russian, simply to keep their money at home – as they say, 'under the mattress. " However, it is not completely safe.
With our low crime rates, with a high risk of being kvartirnomu robbery. Where to invest now, when financial world in crisis? Any economist will tell you that to keep on hand are not profitable cash – is silly. Especially now, when the exchange rates are unstable. But even in good weather the financial astrologers do not advise put the money under the mattress! That's how the axis of the zodiacal Taurus – Scorpio. From it depends largely on our financial prosperity. Taurus – the sign of fearful, referring to the lower hemisphere of the zodiac – is responsible for our savings and savings, which we add in the "stocking" or "secret bank" is still popular among the people. Scorpio, located in the upper hemisphere, is clamoring for the next steps: the money needed to start up in growth, that they "Earned"! Incidentally, he embodies the partnership, pooling of funds – including money and small investors.
Spectrum used by their actions is broader than that of bank employees. Spoil life inveterate debtor they may complete the program. Standard algorithm of the collection agency is as follows: 1. Preliminary work by the call center: SMS and telephone calls informing debtors. 2. Notification letters – notices to debtors who have not responded to telephone calls. 3.
Departure address and personal information to the debtor 4. Search debtors, collect additional information about the debtor 5. Applying to the court. In any case, collectors must act within the legal field. The collector has no right to put pressure on the debtor to be rude to him, to threaten physical violence. If the employee is engaged in debt collection, exceeded its authority, the debtor has a right to complain to his creditor, who may revise the terms of cooperation with collectors (but only in If the debt is on the bank's balance sheet). You can consult the manual collection company, calling the employee's name, which, according to the debtor used the illegal practices. You can also complain to the Federal Service, Association for the Development of collection business.
In extreme cases you need to contact the police. Property taken away by force the final stage in the process of debt recovery is to contact the creditor in court, where it can require the sale of collateral, if any. According to the court an apartment or a car, put in the bank, sell at auction. However, the borrower such a development is not profitable.